Do you prefer to lease, finance or pay off your cars?

I prefer to buy used cars. New ones cost way to much and depreciate in value as soon as you leave the lot. Leasing, you have to watch the miles you put on your car, accidents stuff

Responses:

I pay off the car. can not be bothered with lease financing
the answer would depend if you have the needed resources to own a car. if you have the money to buy a car. grabbed the oppurtunity to buy it because cash price for the car a much lesser than the price if it is through financing however the disadvantage would be that the money that you will spend on buying that particular car can be used to some ionvestment also that will earn extra money for you. but then if we talked of the cost as in the price to own it much better purchase it cash price because it has discounts and lesser cost than financing because financing has a lot of additional charges. like interest, brokers fee. warranty and everything like surcharge if you can not pay on time
I prefer to pay off my vehichles but it always do not work out that way. When not possible I finance them
I prefer to buy used cars. New ones cost way to much and depreciate in value as soon as you leave the lot. Leasing, you have to watch the miles you put on your car, accidents stuff like that. I like to know what I am driving is mine. Also I am NOT a fan of car payments!
I personally go for leasing. It's not for everyone though - the one item that you need to figure out is mileage. It's not some overly restrictive item, but something that you do have to be aware of. Unless the car is something that I really want, the "toys for big boys" type of want, then a lease works out fine. Cars are not investments - as already stated, they lose value the minute you drive off a lot. A lease offers me worry free driving for 3 or 4 years, everything is covered depending on car, even all maintenance, everything is new. But if it's something I want. then it doesn't get treated as an investment either. it's b my toy / b :
I would probably never buy a new car just because, as soon as you leave the parking lot, the cars value would decrees immensely, and the prices for new cars now days are ridiculous. I think the best way to go is to buy it - cash on the barrel. If thats at all possible. Otherwise, make payments that have very little interest
leasing or financing is a decision that depends on the interest rates, financing costs, lease payments, terms of payments, the amount of salvage value and how it shall be treated, how insurance and maintenance will be handled, the terms of financial or operation contractual obligations and the benefits of the transaction, etc etc etc. that is a business decision that depends on many factors. I prefer paying it off in full and self financing

Tags: lease, earn, terms, accidents, parking

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